Finance

Our Services

T here are a number of products on the market and it is important that you find a solution that best suits your needs and serviceability. We pride ourselves on our ability to get your loans settled! We have extensive experience in all things lending, including:

Beaulife takes a holistic approach to your superannuation, specialising in personal superannuation, as well as salary sacrifice and transition to retirement strategies.

  • First Home Buyer
    A home buyer can obtain financing (a loan) either to purchase or secure against the property from a financial institution via a finance broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a mortgage broking professional to determine the loan that is right for you.

  • Investment Loans
    Investment Loans Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle; there are always highs, lows and steady patches.

  • Standard Variable & Fixed Rate Loans
    The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period, usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

  • SMSF Loans
    A loan to a Self-Managed Super Fund in order to assist with the acquisition of an eligible income producing property. The money borrowed is applied to the purchase of an asset. You will need financial advice about the structure and implications of this particular loan set up. We will work together with your accountant and solicitor to ensure.